Getting involved in a car accident can wreak havoc in your life. From suffering debilitating injuries to critical financial woes, all the complications that car accident victims face are often resolved by insurance companies. However, after sustaining injuries, if you or someone you love is facing bad faith tactics of the insurance companies, you should get in touch with a seasoned lawyer. The veteran injury attorneys in Montgomery, AL at the Law Offices of Manley Traeger are adept at tackling the cheap tactics of insurance companies.
What Are Bad Faith Tactics?
Bad faith tactics start with the fact that insurance companies are in the business to make profits. Therefore, they make the utmost effort to offer a lowball settlement. Unfortunately, even for valid claims, insurance companies end up using bad faith strategies. Let’s take a closer look at some of the tricks used by most insurance companies:
- Delay in Payment
If there are delays in payment, you may end up paying out of pocket to recover from physical injuries and repair your damaged vehicle.
- Offer Less Money
After a collision, an insurance company sends an adjuster to determine how much money the company can offer. Usually, the insurance company ends up paying a meager settlement that is substantially less compared to the injuries and damage.
- Not Carrying Out a Thorough Investigation
In the aftermath of a car accident, it’s important to make an in-depth analysis of the case. Insurance adjusters may not assess a few issues involved in the accident. Without analysis of all the relevant elements, insurance companies will not succeed to provide a clear picture of the accident.
Things to Avoid
Handling the consequences of a collision is challenging. Only a trained lawyer who has years of experience in dealing complicated cases can fight for your rights. However, after an accident, the adjuster may demand a recorded statement or even ask you to sign certain documents.
Some of these documents may hinder you from pursuing more compensation. Here are some of the things you need to avoid:
i) Providing a Recorded Statement
Insurance adjusters may reach out to you shortly after an accident and request a recorded statement. However, your recorded statement can be used against you to:
- Deny or devalue the claim
- Tweak the story to fit the insurance offer
- Devalue the claim
- Make use of these details to assign fault to you
ii) Signing a Medical Authorization
Insurance adjusters often request a blanket medical authorization to get personal medical details. These may include:
- Information regarding prior injuries
- Medical records from all medical professionals
- Pain and suffering from prior incidents
- Information on any pre-existing injuries
Get in Touch With Seasoned Lawyers Today
After car accident injuries, property damage, and trauma it’s advisable to seek the assistance of seasoned attorneys. Our Montgomery car accident attorneys at the Law Offices of Manley Traeger have more than two decades of experience in tackling complicated accident cases. Our car accident lawyers in Montgomery thoroughly investigate the claim, determine which factors apply, and pursue the most favorable compensation. We work on a contingency fee basis which means that we do not charge a fee unless we obtain monetary compensation.
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